Trends in Digital Banking
We saw a financial crisis in the United Kingdom in the first decade of the 21st Century. This crisis led to the rigorous regulation of the banking industry by central banks and government authorities which we see today. The banks were instituting over-complex systems which aimed to integrate the needs of old-fashioned business models and catering to the mores of the existing regulations. As a result, plenty of investment
Read MoreSmartphone online bank accounts?
Recently, there has been a wave on banking and savings app for your smartphone which aims to give you a helping hand with your budgeting, saving and more generally with managing your finances in the way that traditional banks do not yet offer. If you are someone who does not have a smartphone or is not particularly smartphone-savvy, these apps will not be for you. Likewise, if you are extremely
Read MoreDo Cashback Websites Really Save You Money?
With rising VAT and the effects of Brexit yet to be known, millions of people are feeling the squeeze when it comes to their finances. Plenty of us are looking for ways to save on the spending, and some are even taking out personal loans or guarantor loans in order to stay afloat. A great way to make money whilst you spend is to utilise the services of a cashback
Read MoreWhat is Open Banking?
New rules have been introduced which mean that banks must allow you to share your financial info with other authorised providers. What is the reason for the introduction of these new open banking rules and what does it mean for our finances? In this guide, we will take you through everything you need to know about open banking. For some time now, you have been able to allow third-party providers,
Read MoreBest free apps to track your online spending habits
The digital age has blessed our generation with technology beyond the wildest dreams of those who lived before us. Digital technology is now a huge part of how we spend our money with the rise of contactless and “invisible payments” via apps and one touch technology online. Due to the invisible nature of how we are spending, it can be far harder to keep track of our finances and budget
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